Services

 

We are here to help guide you through the often overwhelming process of creating an insurance and financial blueprint.

We will work with you to:


  1. Review your individual situation and personal objectives:  Every family’s financial situation is unique. That’s why it’s so important to find out as much as we can about you and your financial goals. The more we know about you, the more precise recommendations we can make and the more we can help you. As a result, we may take some time to discuss your hopes, dreams and objectives — the things that really matter to you. 

     
  2. Analyze and review your needs:  As needed, we will work with you to identify and prioritize your objectives, and then help establish benchmark goals. This is important because we live in a world of unlimited choices. People often fail to achieve objectives because they try to accomplish too much at once, or they don't attach specific deadlines to their goals. By breaking down your goals to specific objectives, you can look at available resources and decide which goals are realistic, which need to be adjusted and scaled down, and which simply must be abandoned. 

     
  3. Develop and implement a strategy to help you achieve your goals:  Based on our conversation and analysis, we can recommend some insurance and financial products that can help you achieve your financial goals. 

     
  4. Coordinate your financial activities:  If you would like, we can also coordinate your insurance and financial activities for you with the other members of your team of financial, tax, and legal advisors. 

     
  5. Monitor progress; provide ongoing service as your needs and situation change over time:  Planning is not a one-shot deal. Strategies need to be adjusted periodically as your life changes. We will work with you over the years to help keep your program on track with your changing needs.

     



 


Fee-Based Financial Planning**, What are you paying for?


 


Imagine you are preparing to build your dream house.  You would probably start with an experienced architect and happily pay him to understand your vision and then translate it into a blue print.


With the drawings in hand, you are ready to build.  But this is your dream home; you will need to find the best carpenters, masons, electricians, plumbers, landscapers, and many other skilled tradesmen to bring your vision to reality.  Again, most people would gladly pay for professional general contractor.  With his experience, he can hire and manage the best talent to ensure the job gets done on budget and on time.


When it comes to achieving your financial objectives, financial advisors** are comparable to architects and general contractors.  Our job is to understand your vision, dreams, and values and get it down on paper in the form of a plan.  When it is time to execute, we can help by finding the best suited professionals and products needed at that time, helping guide clients through the seemingly endless options. Most importantly, financial advisors can work with you through the years to help make sure the job gets done and that the plan stays up to date.

 

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